Are you trying to find areas in your budget where you can cut expenses? When we did Financial Peace University last year we went over all of our expenses with a fine tooth comb. One of the areas that we were able to cut significantly was our auto and home insurance.
Our auto insurance has been outrageous since our kids started driving. All 3 of them started driving in less than 3 years. When we had them so close we anticipated different expenses and planned and prepared but auto insurance wasn't one of them. Last year we were advised to check out an independent agency. I was shocked at how much they were able to save us. We had been insured with a well known agency for many years and had shopped around several times during these years and hadn't been able to find anyone that could touch the rates that they gave us. Boy, was it a surprise when the quotes came back from the independent agency. Every 6 months we are paying what we had been paying for 2 months for the exact same coverage. Check it out and see what you come up with. It's worth the time!!
Our home policy premium remained the same but we increased our coverage for the same price.
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